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Quoted interest rates
Monthly data on advertised interest rates for a range of mortgage, consumer credit and deposit products offered to households.
Release dates
- 6 June 2025 (May 2025 data)
- 7 July 2025 (June 2025 data)
- 7 August 2025 (July 2025 data)
- 5 September 2025 (August 2025 data)
- 7 October 2025 (September 2025 data)
- 7 November 2025 (October 2025 data)
- 5 December 2025 (November 2025 data)
- 8 January 2026 (December 2025 data)
Effective interest rates
Each month we publish data on effective interest rates. These show average interest rates across households and businesses deposit or loan accounts with UK banks and building societies.
Financial markets, income, and external business
We publish regular statistics on financial markets, Monetary Financial Institutions’ (MFI) income and expenditure, and MFIs’ external balance sheets. These include quarterly data on UK-owned MFIs’ consolidated worldwide claims, and quarterly data on UK resident MFIs’ income and expenditure, financial derivative positions, and claims and liabilities with non-residents. We also publish monthly estimates of capital issuance where UK resident MFIs act as the issuing agents.
Regulatory data
This section includes data on mortgage lending activities, data on levels of capital and risk-weighted assets for the UK banking sector, and credit union statistics.Option-implied probability density functions
We publish weekly estimates of probability density functions for future values of the FTSE 100 index and short sterling interest rates.
Yield curves
We publish daily estimated yield curves for the UK. We produce three types of estimated yield curves: a set based on UK Government Bonds, a set based on sterling interbank rate (LIBOR) and instruments linked to LIBOR, and a set based on sterling overnight index swap (OIS) rates.
Gold and banknotes
Our data includes how much gold we look after and how many of our banknotes are in circulation.
Data quality
Statistical Code of Practice
The Statistical Code of Practice Opens in a new window sets out our standards for the collection, compilation and dissemination of monetary, financial and regulatory data. These standards are similar to the ones used by the UK Statistics Authority Opens in a new window.
Data Quality Framework
Definitions of statistical data quality are maintained by international bodies such as the International Monetary Fund, the United Nations Economic Commission for Europe and the European Statistical System. The Data Quality Framework Opens in a new window (2014) describes how we interprets statistical data quality concepts in our published statistics.
Cost benefit analysis
In 2005-06 we looked at the balance of costs between reviewing existing statistical outputs regularly and assessing new statistics. We wanted to create more considered assessments but had to balance that with the reporter’s compliance costs. Our approach is explained in the Cost-benefit analysis of monetary and financial statistics Opens in a new window (2006). The principle of assessing the balance between costs and benefit when we produce statistics still applies.
What does the Bank of England do also contains useful information about how our data is used.
Contact
Please email BEEDSQueries@bankofengland.co.uk if you have any enquiries on the statistics above.
Please see the historical version Opens in a new window of the website (National Archives) for any statistical releases and articles published prior to 2015.